Case Study

British National Residing Overseas

Overview

Mike is a British national and has been residing offshore for 15 years. Mike is 5 years from retirement and has accumulated most of his wealth while working overseas. He has two regular savings plans with Zurich and Friends Provident, a QROPS in Malta, and two properties in Europe.

Mike’s Objectives

Our Process With Mike

Adding Diversification

By understanding his current and potential future cash position, along with his risk appetite, Hades Alternative Solutions (HAS) was clearly able to identify alternative solutions from regulated institutions with proven track records.

  • Mike had a full and thorough explanation of the institutions and how they work, along with our in-house due diligence

  • The solutions were aligned with Mike’s end goal of generating income in retirement

  • They will run independently to his portfolio with Hades Capital Management (HCM). However, it will all be managed under one company, HCM.

  • Bespoke service agreements were created for Mike to cater to his wealth creation and income generation, so he knew he will always have access to his funds wherever he was in the world

Old Portfolio

A Revised Portfolio Aligned With Risk Tolerance And Goals

New Portfolio

Understanding Alternatives

Alternatives tend to behave differently than typical equity and bond investments and adding them to a portfolio may help to lower volatility, provide broader diversification, and enhance returns. They rely less on broad market trends and more on the strength of each specific investment; hence, adding alternatives can potentially reduce the overall risk of a portfolio.

  • Private Equity is a private pool of money that is placed into companies or assets that are not publicly listed. Unlike equity market investments, which charge heavy management fees regardless of performance, Private Equity firms only take their fees after the capital has generated a return. Learn more.

  • Venture Capital is a form of private equity and a type of financing that provides early-stage funding to start-ups and small businesses that are believed to have long-term growth potential. The potential for above-average returns provides an attractive opportunity. Learn more.

  • Fixed Income is typically provided by a loan secured against a company or asset in return for a fixed rate of interest over a defined period. Capital is backed by physical assets and with a legal charge over the company’s assets. Learn more.

A Successful Outcome

Mike was able to find conventional wealth management strategies and alternative investment strategies with HCM.

  • He ended up with several tailored solutions rather than a one size fits all approach

  • He was able to take advantage of alternative investment strategies that he may not have had, had he worked with other institutions

  • He was also able to take advantage of equity market exposure, through a well-balanced portfolio in a low-cost ecosystem, to foster sustained growth moving forwards

  • Full transparency over fees and charges were provided, so Mike could select the best solutions

  • All his current and future wealth will be managed under one roof, to provide ease of access and peace of mind that he will always have a dedicated point of contact for all institutions